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Top Credit Cards for Women in India

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Credit cards for women are specially designed to fulfill their shopping needs along with travelling, entertainment, etc. HDFC Solitaire Credit Card and Kotak Silk Inspire Platinum Credit Card are the best shopping cards for women that offer privileges in the form of reward points, discounts, cashback, vouchers on shopping. Additional details are mentioned below.

Best Travel Credit Cards in India

Card Name Annual Fee Benefits
HDFC Solitaire Credit Card It is communicated
to the customer at the time of applying for
the credit card
Earn shopping vouchers worth Rs. 1,000
Kotak Silk Inspire Platinum Credit Card Rs. 599  Earn 5X reward points on every Rs. 100 spent on apparel shopping
Citibank Rewards Credit Card Rs. 1,000 (waived off on spending Rs. 30,000 in the preceding year) Earn 1 reward point for every Rs. 125 spent
 American Express Membership Rewards® Credit Card  Credit Card  

Rs. 1,000 (plus taxes)

Earn 1,000 bonus membership reward points
ICICI Bank Coral Contactless Credit Card Rs. 500 Earn 2 PAYBACK Points per Rs. 100 spent

HDFC Bank Solitaire Credit Card

HDFC Bank Solitaire Credit Card is suitable for women who like shopping a lot. It offers various reward points on shopping, dining, grocery, etc.

Features:

Shopping: Customers can earn shopping vouchers worth Rs. 1,000 on spends of Rs. 75,000 every 6 months, limited to 2 per annum

Reward Points: Earn 1000 reward points as a welcome gift on payment of membership fees, 3 reward points for every Rs. 150 spent and earn 50% more reward points by spending on dining and grocery shopping

Travel: 
Customers can enjoy redemption of reward points against air miles of Singapore Airlines (KrisFlyer Miles)

Additional Benefits:

Fuel Surcharge Waiver: Customers can enjoy a waiver of fuel surcharge up to a limit of Rs. 250 in a single billing cycle

Interest-Free Credit: Pay within 50 days of purchase to avail free interest on the credit that is received by the customer

No Liability on Lost Card: A customer can report the loss of the card and carry zero liability on the fraudulent transactions, if any, that gets carried out on  card

Kotak Mahindra Bank Silk Inspire Credit Card

Kotak Mahindra Bank Silk Inspire Credit Card is suitable for women who love shopping and fulfills their day to day needs as it offers various reward points and discounts.

Features:

Silk Inspire Shield: This is the insurance protection that one can avail on his/her card. If a customer’s card gets stolen, he/she can get a cover of up to Rs. 75,000 against fraudulent transactions

Lifestyle Rewards: Women get attractive offers on dining, shopping, entertainment, and travel with this card. The Kotak Mahindra Bank provides multiple offers to save money

Reward Points: Customers can earn 5X reward points on every Rs. 100 spent on apparels on the card and earn 1 reward for every Rs. 200 spent on other categories. The minimum spends on retail shopping is Rs. 7500 in a billing cycle. 1 reward point= Re=1

Redemption: Customers can redeem these reward points on spending Rs. 1,25,000 every 6 months and get 4 complimentary PVR movie tickets. PVR tickets can be used for any day and any show and are transferrable.

Additional Benefits:

Add-on Cards: Customers can get additional cards for the family members and loved ones that carry the benefits of the primary card

Fuel Surcharge Waiver: One can enjoy 2.5% fuel surcharge waiver at any petrol pump across India

Citibank Rewards Credit Card

Citibank Rewards Credit Card is designed for frequent shoppers. Users can earn bonus reward points, cash back, gift vouchers and so on. Additional details of the credit card are mentioned below.

Features:

Welcome Benefits – Users get up to 2500 reward points on using their card within 60 days of card issuance

Reward Points – Users can earn 1 reward point for every Rs. 125 spent and 10X points on apparel and departmental store spends. Also, 300 bonus points can be earned on spending Rs. 30,000 or more in a month. Lastly, reward points earned never expire

Dining Offers – Users get up to 20% discount on dining bill at partner restaurants

Cashback – Users can also use their reward points to pay their credit card bill. 1 Reward Point = Re. 0.35. However, users must accumulate 5,000 points before they can redeem it

Additional Benefits:

Security – The card is equipped with an EMV chip and uses a PIN to complete transactions. This lends extra security to the credit cards

Concierge Service – Citibank concierge service allows one to send flowers, arrange parties, make dining and movie ticket reservations as well as get travel assistance

American Express Membership Rewards® Credit Card

American Express Membership Rewards® Credit Card offers great rewards to its user. Users also get to redeem points on reward catalogue, get credit card statement and so on.

Features:

Rewards Program – Users earn 1 Membership Reward Point on every Rs. 50 spent. Reward Points are not earned on fuel, insurance, utilities, and cash transactions

Bonus Reward Points – Customers can earn 1,000 bonus membership reward points if they use their credit card at least 4 times per month to transact Rs. 1,000 or more

Annual Fee Offer – Users get 5,000 bonus membership reward points on payment of the annual fee for the first year

Additional Benefits:

Fuel Convenience Fee Waiver – Users do not have to pay the convenience fee on fuel transactions made on Hindustan Petroleum fuel stations

ICICI Bank Coral Contactless Credit Card

ICICI Bank Coral Contactless Credit Card is an entertainment credit card and gives its users benefits such as discounts on dining, free movie tickets and so on.

Features:

Reward Points – Users get PAYBACK Points on every eligible transaction. Users earn 2 PAYBACK Points per Rs. 100 spent. They get 1 PAYBACK Points per Rs. 100 spent on utilities and insurance

Milestone Reward Program – Users get 2000 PAYBACK Points on spending Rs. 2.00 lakh on their credit card. Additional 1000 PAYBACK Points are earned every time user crosses Rs. 1.00 lakh. 1 PAYBACK Point = Rs. 0.25

Movie Tickets – Users get the second ticket free on purchasing 1 ticket. They can get 2 free tickets per month worth Rs. 250 each

Dining Benefits – Cardholders can save up to 15% on their dining bill at over 2,500 restaurants

MasterCard Lounge Access – Customers get access to MasterCard lounges situated at Indian airports

Additional Benefits:

Chip and Pin Security – The credit card comes with an embedded microchip and PIN (Personal Identification Number). This ensures the credit card’s data cannot be duplicated or used for fraudulent purposes

Fuel Surcharge Waiver – Users get to enjoy 1% fuel surcharge waiver. The offer is valid only on Hindustan Petroleum Corporation Limited Pumps. The customer should also spend less than Rs. 4,000 on the fuel transaction

Annual Fee Waiver – If customers spend over Rs. 1.50 lakh on their credit card then their annual fee will be waived off

The post Top Credit Cards for Women in India appeared first on Compare & Apply Loans & Credit Cards in India- no deposit bonus forex.

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